These terms of use are entered into by and between You and The Optimizer Investments Limited (“Company,” “we”, or “us”). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, “Terms of Use”), govern your access to and use of optimizerinvestment.com, including any content, functionality, and services offered on or through optimizerinvestment.com (the "Website").
Please read the Terms of Use carefully before you start to use the Website. By using the Website and by clicking to accept or agree to the Terms of Use and the Privacy Policy https://optimizerinvestment.com you accept and agree to be bound and abide by these Terms of Use and the Privacy Policy https://optimizerinvestment.com If you do not want to agree to these Terms of Use, you must not access or use the Website.
We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. However, any changes to the dispute resolution provisions set out in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice on or before the date the change is posted on the Website.
Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time when you access this Website so you are aware of any changes, as they are binding on You.
This is a general audience Service for adults, i.e., those individuals over 18 years of age and of the age of majority in your jurisdiction . By using this Website you warrant that you have legal capacity to enter into the agreement set out in these Terms of Use (i.e., that you are of sufficient age and mental capacity and are otherwise entitled to be legally bound in contract).
We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.
You are responsible for both:
The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:
You must not:
You must not access or use for any commercial purposes any part of the Website or any services or materials available through the Website.
If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of the Terms of Use, your right to use the Website will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.
The Company name, the terms, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.
You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:
Additionally, you agree not to:
The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.
We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.
You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent.
If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including, but not limited to, any use of the Website's content, services, and products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the Website.
For any dispute not subject to arbitration (such as if you reside in a jurisdiction that does not permit mandatory arbitration, or as specified herein, arbitration does not apply (such as permitted small claims court actions or matters exempted from arbitration), you and the Company agree to submit to the personal and exclusive jurisdiction of and venue in the federal and state courts located in New York, New York. You further agree to accept service of process by mail, and hereby waive any and all jurisdictional and venue defenses otherwise available.
The Terms and the relationship between you and the Company shall be governed by the laws of the State of New York without regard to conflict of law provisions
A. Binding Individual Arbitration; No Class Actions
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.
B. First, many issues can be resolved quickly and amicably by contacting us at [email protected]
C. Informal Resolution –Try to Work It Out.
Prior to starting arbitration, you and the Company agree to attempt to resolve the dispute informally. You and the Company agree to make a good-faith effort to negotiate your dispute for at least 30 days (“Informal Resolution”). Those informal negotiations will start on the day the Company receives a written Dispute Notice from you in accordance with these Terms.
a. You must send your Dispute Notice to: The Optimizer Investments Limited’s Legal Department, ATTN: ARBITRATION OF DISPUTE, 3rd Floor, J&C Building, Road Town, Tortola, British Virgin Islands, VG1110 and to [email protected]. You must include your name, address, how to contact you, and the issue or problem you are experiencing.
b. If the dispute is not resolved within 30 days by Informal Resolution or small-claims court (below), You or The Optimizer Investments Limited may start an arbitration in accordance with these Terms.
c. Small Claims Court:
Following Informal Resolution, You and the Company agree that either You or the Company may bring a case in small-claims court (if the matter meets the requirements of small-claims court.)d. Binding Individual Arbitration:
THE ARBITRATION PROCEEDINGS IN THIS SECTION WILL BE CONDUCTED ON AN INDIVIDUAL BASIS ONLY. YOU AGREE THAT NO CLASS ACTIONS ARE PERMITTED.e. You and The Optimizer Investments Limited agree that Disputes will be settled by binding individual arbitration conducted by the Judicial Arbitration Mediation Services, Inc. (“JAMS”) subject to the U.S. Federal Arbitration Act and federal arbitration law and according to the JAMS Streamlined Arbitration Rules and Procedures effective July 1, 2014 (the “JAMS Rules”) as modified by these Terms of Service. The JAMS Rules, including instructions for bringing arbitration, are available on the JAMS website at https://www.jamsadr.com/rules-streamlined-arbitration/ . The Minimum Standards are available at https://www.jamsadr.com/consumer-minimum-standards/ .
f. This means that you and The Optimizer Investments Limited agree to a dispute-resolution process where either you or The Optimizer Investments Limited submit any dispute to a neutral arbitrator (not a judge or jury) that makes the final decision to resolve the dispute.
g. The arbitrator’s decision is final, and can be enforced like any other court order or judgment.
h. Disputes We Agree to Arbitrate: You and The Optimizer Investments Limited agree to submit all Disputes between you and The Optimizer Investments Limited (except those specifically exempted below) to individual binding arbitration. “Dispute” means any dispute, claim, or controversy (except those specifically exempted below) between you and The Optimizer Investments Limited that relates to your use or attempted use of The Optimizer Investments Limited’s products or services and The Optimizer Investments Limited’s products and services generally, including without limitation the validity, enforceability, or scope of this Binding Individual Arbitration section.
i. You and The Optimizer Investments Limited agree to arbitrate all Disputes regardless of whether the Dispute is based in contract, statute, regulation, ordinance, tort (including fraud, misrepresentation, fraudulent inducement, or negligence), or any other legal or equitable theory.
j. The Informal Resolution and Arbitration sections do not apply to (1) individual actions in small-claims court; (2) an action to compel or uphold any prior arbitration decision; (3) The Optimizer Investments Limited’s right to seek injunctive relief against you in a court of law to preserve the status quo while an arbitration proceeds; and (4) claims of intellectual-property infringement.
k. You and The Optimizer Investments Limited agree that whether a dispute is subject to arbitration under these Terms of Service will be determined by the arbitrator rather than a court.
l. Arbitration Procedure: To start an arbitration, review the JAMS Rules and follow the instructions for initiating an arbitration on the JAMS website. The party starting an arbitration must send JAMS a “Demand for Arbitration” (available on its website), pay a filing fee, and mail a copy of the Demand for Arbitration to the opposing party. You will send a copy to The Optimizer Investments Limited’s Legal Department, ATTN: ARBITRATION OF DISPUTE, 3rd Floor, J&C Building, Road Town, Tortola, British Virgin Islands, VG1110 and to [email protected] . The Optimizer Investments Limited will send our copy to your registered email address and any billing address you have provided us.
m. The arbitration will be conducted by a single JAMS arbitrator selected with substantial experience. You and The Optimizer Investments Limited both agree that the arbitration will be conducted in the English language and that the arbitrator will be bound by these Terms of Service.
n. If an in-person hearing is required, the hearing will take place either in New York, New York, or where you reside; you choose. New York law will apply. without regard to conflict of law provisions.
o. The arbitrator (not a judge or jury) will resolve the Dispute.
p. The arbitrator may not award relief against The Optimizer Investments Limited respecting any person other than you.
q. Any decision or award may be enforced as a final judgment by any court of competent jurisdiction.
r. Arbitration Fees and Location:
If you start the arbitration, you must pay the JAMS filing fee required for consumer arbitrations.
If you choose to be represented by an attorney, you will pay your own attorneys’ fees and costs unless the applicable law provides otherwise.
s. Notice and Filing: If a Dispute must be arbitrated, you or The Optimizer Investments Limited must start arbitration of the Dispute within one (1) year from when the Dispute first arose. If applicable law requires you to bring a claim for a Dispute sooner than one (1) year after the Dispute first arose, you must start arbitration in that earlier time period. The failure to provide timely notice shall bar all claims.
t. Continuation in Effect: This Binding Individual Arbitration section survives any termination of these Terms of Service or The Optimizer Investments Limited provision of services to you.
u. Class Action Waiver: To the maximum extent permitted by applicable law, you and The Optimizer Investments Limited agree to only bring Disputes in an individual capacity and shall not:
a) seek to bring, join, or participate in any class or representative action, collective or class-wide arbitration, or any other action where another individual or entity acts in a representative capacity (e.g., private attorney general actions); or
(b) consolidate or combine individual proceedings or permit an arbitrator to do so without the express consent of all parties to these Terms and all other actions or arbitrations.
x. Severability:
If all or any provision of this Binding Individual Arbitration agreement is found invalid, unenforceable, or illegal, then you and The Optimizer Investments Limited agree that the provision will be severed and the rest of these Terms of Service shall remain in effect and be construed as if any severed provision had not been included. The sole exception is that if the Class Action Waiver is found invalid, unenforceable, or illegal, you and The Optimizer Investments Limited agree that it will not be severable; this entire Binding Individual Arbitration section will be void and unenforceable and any dispute will be resolved in court subject to the venue and choice of clauses specified in these Terms. Under no circumstances shall arbitration be conducted on a class basis without The Optimizer Investments Limited’s express consent.
y. Opt-Out: 30-Day Right to Opt Out. You have the right to opt-out and not be bound by the arbitration and class action waiver provisions set forth above by sending written notice, signed by you, of your decision to opt-out to the following address: 3rd Floor, J&C Building, Road Town, Tortola, British Virgin Islands, VG1110, Attn: Arbitration Opt-Out. The notice must be sent within 30 days of November 12th, 2023 or your first use of the Service, whichever is later, otherwise you shall be bound to arbitrate disputes in accordance with the terms of those paragraphs. If you opt-out of these arbitration provisions, The Optimizer Investments Limited also will not be bound by them.
No waiver by the Company of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.
The Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and The Optimizer Investments Limited regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.
This website is operated by The Optimizer Investments Limited, 3rd Floor, J&C Building, Road Town, Tortola, British Virgin Islands, VG1110 .
All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to: [email protected] .